WHAT SHOULD I DO IN THE EVENT OF A LOSS OR CLAIM?

•	Do not admit liability or make an offer of payment. If pressed, simply say you will report the incident to your insurer, who will handle it from that point. 
•	For liability or auto incidents, gather details of what happened: where/when/how/who, and get name and contact information on witnesses. Take photos. For auto claims, get the other driver's registration, driver's license, and insurance ID card information. Provide the same to the other parties. 
•	Report to the police if necessary. 
•	For property claims, do not risk physical injury by attempting to mitigate the loss. Protect the property from further damage, separate what is damaged from what is not, and do not throw away damaged property until an adjuster from your insurer has seen the damage. If you must start repairs or cleanup before an adjuster has seen the damage, take extensive photographs. 
•	Contact Sobel as soon as possible. If you need to report a claim after hours or when the office is otherwise closed, please refer to your insurance policies for direct reporting claim numbers, which may or may not differ from those below. Your policy should contain toll free numbers for emergency claim reporting if you are unable to reach our office.

COMPANY		PHONE			FAX		      EMAIL
ACE			800-433-0355		877-523-9254	Aceclaimsfirstnotice@acegroup.com

AFFILIATED FM     	973-492-2200		973-541-6992      NYClaimsnew loss@affiliatedfm.com

AIG (Private Client)	888-760-9195		877-580-3622	  Claims.pcg@aig.com

AIG (Commercial)	866-642-5246		866-797-1077	  CMAFNOL@aig.com

AIG (Marine)		877-366-0111		646-857-2051	  CMAFNOL@aig.com

AMTRUST 		866-272-9267	 	877-207-3961	anaclaimsreporting@amtrustgroup.com

C.N.A			877-262-2727		877-953-7389	  lossreport@CNAASAP.com

CV Starr		646-227-6300		646-227-4646	  Thomas.connelly@CVstarrco.com

CHUBB			800-252-4670		800-300-2538	   CSCFNOL@chubb.com

ENCOMPASS		800-588-7400		855-219-7427

FIREMANS FUND	 800-870-8857	               800-511-3720	      newloss@FFIC.com

FOREMOST	               800-527-3907 

GMAC			800-468-3466 

HANOVER		800-628-0250	          800-399-4734	        firstreport@hanover.com

HARLEYSVILLE	800-892-8877	         800-441-4118	         fnol@harleysvillegroup.com

HARTFORD		800-327-3636	         800-347-8197	Agentfaxreporting.claim@thehartford.com     
                                           800-243-5860 (Personal insurance claims)

K & K   		800-237-2917               260-459-5930)             kk_claims@kandkinsurance.com
(NATIONAL CASUALTY)	       

LIBERTY MUTUAL	800-225-2467				       clclaimsreport@libertymutual.com	

MITSUI SUMITOMO	866-676-6272			    	       newloss@msigusa.com

National Flood Ins 	800-638-6620

ONE BEACON 
- Commercial       	877-248-3455               866-213-2802	        claims@onebeacon.com
- Professional      	860-321-2548	         877-256-5067	        obpiclaims@onebeaconpro.com 
	
PHILADELPHIA	800-765-9749	           800-685-9238                 claimsreport@phly.com
	
PRI			 516-365-6690              516-684-2333	        prihospitalclaims@medmal.com

PROGRESSIVE               800-776-4737

PURE 			888-813-7873	           888-636-1359	        claims@pureinsurance.com

TOKIO MARINE	877-567-7486				         claims@ACTEC.net

TRAVELERS  		800-238-6225	            877-784-5329
	
TRAVELERS FLOOD	800-252-4633

UTICA NATIONAL	800-216-1420		972-391-4211	claimsnewreport@uticanational.com

WRIGHT FLOOD	800-725-9472

ZURICH		800-987-3373		877-962-2567	USZ_carecenter@zurichna.com